MICRO-LOI (NON-BINDING OUTLINE)

This document is a non-binding conceptual outline intended to help sellers and their agents evaluate whether a structured purchase may solve timing or net-proceeds constraints where conventional offers have been challenging.

This is not a contract, not an offer, and not a commitment by either party.

Any actual transaction would require:

• Mutual agreement on terms
• A formal purchase agreement
• Legal review by all parties

The buyer may propose a structured acquisition that allows the seller to:

• Preserve or improve net proceeds
• Gain timeline flexibility
• Avoid unnecessary disruption
• Protect the agent’s full commission

Possible structures may include (depending on seller preference and eligibility):

• Subject-To Existing Financing
• Seller Financing
• Hybrid / Wrap-Style Structures

Final structure is determined only after reviewing payoff, timeline, and seller objectives.

Depending on structure, this approach may offer:

• Relief from tight net proceeds or closing cost pressure
• Flexibility on move-out or transition timing
• Reduced carrying costs during sale period
• Certainty of execution without multiple buyer fall-throughs

This approach is agent-first and commission-protected:

• The listing agent remains fully involved
• Commission is honored per the listing agreement
• No side-stepping or off-market pressure
• No expectation of reduced representation

Before any formal discussion, we typically confirm:

• Seller timeline (0–30 / 30–90 / 90+ days)
• Mortgage payoff(s) and approximate balances
• Net constraints, if any
• Any special seller concerns (occupancy, repairs, relocation)

To be explicit, this outline is not:

• ✕A purchase agreement
• ✕A binding offer
• ✕A solicitation to bypass representation
• ✕A guarantee of terms

If helpful, the next step is a brief, low-pressure conversation to confirm whether exploring a structured option makes sense.

If not relevant, no follow-up is required.

This document is provided for informational purposes only.

All transactions are subject to:

• Property condition review
• Financial underwriting
• Legal documentation
• Mutual written agreement