Legal Disclaimers
Important information regarding the nature of our services, the limitations of our guidance, and your responsibilities.
Last Updated: April 21, 2026
IF YOU HAVE A NOTICE OF DEFAULT, FORECLOSURE SALE DATE, OR OTHER LEGAL DEADLINE, TREAT IT AS TIME-SENSITIVE AND CONSULT QUALIFIED LEGAL COUNSEL PROMPTLY.
1. Not Legal Advice
The information provided on this website, in our communications, and during our consultations is for educational and informational purposes only. Orca Strategic Group, LLC is not a law firm, and our representatives are not attorneys. Nothing we say or provide should be construed as legal advice. If you need legal advice regarding foreclosure, bankruptcy, probate, or real estate transactions, you should consult with a licensed attorney in your jurisdiction.
2. Not Financial or Tax Advice
We do not provide financial planning, accounting, or tax advice. Real estate transactions, including short sales, loan modifications, and deed-in-lieu arrangements, can have significant tax and financial consequences (such as cancellation of debt income). You should consult with a qualified CPA or financial advisor regarding the tax implications of any real estate decision.
3. Not a Lender or Loan Servicer
Orca Strategic Group, LLC is not a mortgage lender, broker, or loan servicer. We cannot approve loan modifications, grant forbearances, stop foreclosure sales, or alter the terms of your mortgage. Any changes to your loan terms or foreclosure status must be approved in writing by your lender or servicer.
4. No Guaranteed Outcomes
While we strive to provide accurate options and strategic guidance based on our experience, we cannot guarantee any specific outcome for your situation. The success of any strategy depends on third-party decisions (like lender approval), market conditions, title issues, and other variables outside our control.
5. Educational Timelines
Any timelines, process maps, or procedural steps described on this website are general, educational examples. Actual foreclosure, probate, and real estate timelines vary significantly by state, county, lender, and individual circumstance. You should never rely on our educational timelines to calculate your actual legal deadlines.
6. Agency Relationships
Unless explicitly agreed to in a separate, written representation agreement, communication with Orca Strategic Group, LLC does not create a real estate agency relationship. If you are currently represented by a real estate broker, please direct all communications through your broker.